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If you are looking for a new mortgage or to refinance your home in New Jersey, please email us today and a senior loan professional will give you a free 30 minute consultation.  This will be with an expert in mortgages and refinancing in some of the following locations.
Counties: Bergen, Hudson, Somerset, Middlesex, Morris, Mammoth, Camden, Salem, Ocean, Atlantic.
Cities: Fort lee, Mount laurel, Cherry hill, Trenton, Jersey city, Newark, Atlantic city, Ocean city.
Delaware: Counties: New Castle, Kent, Sussex.
cities: Wilmington, Newark, Middletown, Dover, Greenville, Centerville.  We look forward to hearing from you.

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If you are considering purchasing a new home or would like to discuss lowering your mortgage payment on your current home, you will find that a call to  Common Mortgage to be well worth your time.  Live people to talk to immediately.

 

 
 

 

 

 
 
 

Since 1983 Expert Mortgage has been servicing the State of New Jersey with the most competitive interest rates, lowest cost and great customer service.

Expert Mortgage is proud to offer the following outstanding Programs:

Same day approval
25% down- no income- same rates
First Time Homebuyer Program
Police & Fireman mortgage program
Long Term Rate Locks - Up To One Year
Cash out- up to 90% LTV
80/10/10 and 80/15/5 (No PMI)
Community Reinvestment Program (CRA)

 

As a direct lender we can answer any questions on mortgages from $25,000 to 4 Million Dollars at the best rates in New York City, Long Island and New Jersey.

Current Mortgage Rates

Program Rate Points APR Lock Max Loan
30 Year Fixed 5.375% 0 5.380% 60 Day 333,700
30 Year Fixed Jumbo 5.625% 0 5.630% 90 Day 1.5 Million
15 Year Fixed 4.750% 0 4.780% 60 Day 333,700
15 Year Fixed Jumbo 4.875% 0 4.880% 90 Day 1.5 Million
20 Year Fixed 5.250% 0 5.230% 90 Day 1.5 Million
3 Year Arm 3.875% 0 3.840% 90 Day 1.5 Million
5 Year Arm 4.500% 0 4.130% 90 Day 1.5 Million
7 Year Arm 5.000% 0 4.480% 90 Day 1.5 Million
10 Year Arm 5.375% 0 4.850% 90 Day 1.5 Million
1st Time Homebuyer 5.125% 0 5.130% 90 Day Varies by County
10 Year Fixed 4.625% 0 4.630% 90 Day 1.5 Million

Since 1987 Common  Mortgage has been a leading lender with closed loans exceeding One Billion. We have always specialized in TERRIFIC rates and unbelievable service.

 


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We recommend the companies listed above on merit only.  We have purchased products and services from these companies and highly recommend them.


 

Please call us for any mortgage related question. You will be glad you did. Please keep in mind that when you are shopping for rates ask what are the TOTAL FEES . You will find  Common Mortgage to be the most competitive.

Because we are a direct lender, we can approve your loan the same day you apply and close your loan within 2 weeks or less.

 
 



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